Hi, I’m Fernando Cevallos, the ONLY State Farm Agent here in Fernandina Beach. I graduated from Cornell University with a degree in Finance and Economics and bring 8 years of experience on Wall Street. Our office has been around 30+ years and I’m excited to bring my expertise in financial markets and retirement consulting to our community. Risk management AND financial management all under ONE roof. I am one of the select Agents in the country with the background, knowledge, and experience.

While on Wall Street, I worked at leading global firms including Morgan Stanley and Kohlberg Kravis Roberts (KKR), most recently as a Principal at KKR. That experience taught me how to manage complex financial situations—and now I use that same expertise to help individuals, families, and business owners in our community build wealth, protect assets, and plan confidently for the future.

We are about building long-standing relationships and not just transacting and moving on to the next one. We offer Homeowners' insurance in every part of Florida (even on barrier islands!). Life , business and commercial insurance, and wealth management and retirement goals are our main focus here in this office—I'm here to take the time to understand what matters to you.

No question is too small, and I’m always ready to help you feel confident in your plan. As a fellow small business owner, I'm uniquely qualified to understand and analyze your situation.

At our office, service is personal. We take the time to get to know you and your goals—whether you’re buying your first home, launching a new business, or preparing for retirement.

Our mission is simple: to help you build something worth protecting.